Occupation: Software Engineer
Industry: Artificial Intelligence
Age: 30
Location: San Francisco, CA
Salary: Total compensation of $578,000. ($260,000 base + $260,000 stock + $52,000 bonus expected + $10,000 401k match + $1,000 HSA contribution).
Net Worth 850,000 dollars (320,000 RSUs, $115,000 brokerage account, $245,000 retirement funds + 90,000.00 in crypto plus $70,000 apartment equity in NYC + $10,000 HSA).
Debt: I still owe $255,000 on my NYC mortgage. I also carry around $10,000 on my credit cards but pay them off every month.
Paycheck Amount (2x/month): $5,700
Pronouns: she/her
Industry: Artificial Intelligence
Age: 30
Location: San Francisco, CA
Salary: Total compensation of $578,000. ($260,000 base + $260,000 stock + $52,000 bonus expected + $10,000 401k match + $1,000 HSA contribution).
Net Worth 850,000 dollars (320,000 RSUs, $115,000 brokerage account, $245,000 retirement funds + 90,000.00 in crypto plus $70,000 apartment equity in NYC + $10,000 HSA).
Debt: I still owe $255,000 on my NYC mortgage. I also carry around $10,000 on my credit cards but pay them off every month.
Paycheck Amount (2x/month): $5,700
Pronouns: she/her
Monthly Expenses
Rent: Rent-controlled studio apartment for $1,432 in San Francisco
Rent Mortgages: A co-op for $1,032 in NYC
Apartment HOA/Taxes $598
HSA: $101.92
Netflix: $10
Google Storage $1.66
Cell Phone Plans: I pay $220 for my family plan
Utilities: $98
Internet: $50
Domain names: $2.50
Web hosting: $25
Donations: $100
Retirement Savings As my company matches half of my bonus at the start of the year, it’s not a monthly cost.